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Writer's pictureHasnane Arain

What do faith organisations say about 'alternative' investments...

...in their investment policy and guidelines (IP&G)? From our internal database of IP&Gs, only 43% reference alternative investments (with varying definitions).

From those who do reference alternatives, we observe the following:

  • The allowed 'alternative' allocations can range from 5-20%.

  • The faith-groups have concern around the liquidity constraints in 'alternatives'. An example of this is the redemption notice on a hedge fund, which can range from multiple weeks to months.

  • The most common 'alternatives' are long/short equity funds; however, there seems to be concern around whether the 'alternatives' can be in alignment with various faith-consistent investment (FCI) criteria.

'Alternative' investment can include allocations to real estate, commodities and private capital. Generally, it is observed that 'alternatives' increase the risk-adjusted returns of most portfolios due to increased risk premia (a measure of excess return generated from the exposure to greater risk).

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